By clicking "I Accept," creating an account, or accessing the Service, you agree to be legally bound by these Terms. If you do not agree, do not use the Service.
Welcome to LyfeVest ("LyfeVest," "we," "our," or "us"). These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("you," "your," or "User") and Ferrari Jones Holding LLC DBA LyfeVest regarding your access to and use of the LyfeVest application, website, and related services (collectively, the "Service").
By clicking "I Accept," checking the acceptance box, creating an account, or accessing the Service, you acknowledge that:
LyfeVest is a secure digital vault designed to help users store, organize, and share important personal information, including emergency, medical, legal, financial, and related documents, with trusted individuals.
LyfeVest is intended solely as a preparedness and information organization tool.
LyfeVest does not provide medical, legal, financial, or professional advice of any kind.
You acknowledge and agree that any information stored, shared, or accessed through LyfeVest is provided solely by you or other users. LyfeVest does not review, verify, validate, or interpret user-submitted information. You must always consult qualified, licensed professionals for medical, legal, financial, or other professional decisions.
LyfeVest is not designed, intended, or suitable for use during medical or other emergencies. You should never rely solely on LyfeVest to communicate critical information during emergencies. LyfeVest does not guarantee data availability, accessibility, or functionality during emergencies, outages, natural disasters, or critical situations.
LyfeVest shall not be liable for any inability to access the service or stored information during emergencies, or for any consequences resulting from such inability.
You must be at least 18 years of age or the age of majority in your jurisdiction to use LyfeVest. If we discover that a person under 18 has created an account, we will terminate that account immediately.
You are responsible for providing accurate information during registration, maintaining the confidentiality of your login credentials, and all activities that occur under your account. You must notify us immediately of any unauthorized access or security breach.
We reserve the right to suspend, terminate, or refuse service to any user at our sole discretion, without notice or liability, for violations of these Terms, fraudulent or illegal activity, provision of false information, or prolonged inactivity.
You are solely responsible for ensuring the accuracy, completeness, legality, and currency of any information you upload or store. You must maintain backup copies of all important information stored in LyfeVest.
You must ensure your use of the Service complies with all applicable federal, state, and local laws. You must obtain all necessary consents before uploading information about others.
You agree NOT to upload malicious code, attempt unauthorized access, impersonate any person or entity, use automated systems to access the Service, upload content infringing intellectual property rights, or use the Service to harass, abuse, or harm others.
LyfeVest allows you to designate trusted individuals ("Trusted Contacts") who may access certain information under conditions you control. You are solely responsible for selecting and designating Trusted Contacts, and for managing, updating, and revoking their permissions.
LyfeVest is not responsible for how Trusted Contacts use, interpret, share, or act upon accessed information, or for any harm resulting from Trusted Contact actions. You assume all risks associated with granting access to Trusted Contacts.
LyfeVest is NOT a covered entity or business associate under HIPAA. LyfeVest does not create, maintain, or transmit protected health information (PHI) as defined by HIPAA. Information you store is not subject to HIPAA protections. You are responsible for complying with HIPAA and other healthcare privacy laws if applicable to you.
Information stored in LyfeVest is not an official medical record and should never replace real-time communication with healthcare providers or substitute for time-sensitive medical decisions.
LyfeVest implements reasonable administrative, technical, and organizational safeguards designed to protect user data, including encryption, access controls, and security monitoring.
Use of LyfeVest is also governed by our Privacy Policy, which explains how we collect, use, store, and protect your information.
LyfeVest integrates with third-party services including Supabase, Netlify, Stripe, Anthropic, and PostHog. These services are subject to their own terms and privacy policies. LyfeVest does not control, endorse, or assume responsibility for any third-party services and is not responsible for any harm arising from their use.
To the maximum extent permitted by applicable law, the service is provided on an "as-is" and "as-available" basis without warranties of any kind, either express, implied, statutory, or otherwise. LyfeVest expressly disclaims all warranties, including but not limited to merchantability, fitness for a particular purpose, non-infringement, accuracy, reliability, uninterrupted or error-free operation, and security of data transmission or storage.
To the maximum extent permitted by applicable law, LyfeVest and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including loss of profits, data, or goodwill, personal injury, or property damage.
The total aggregate liability of LyfeVest for all claims shall not exceed the greater of: (a) one hundred dollars ($100.00), or (b) the total amount you paid to LyfeVest in the twelve months preceding the event giving rise to the claim.
You agree to indemnify, defend, and hold harmless LyfeVest and its affiliates from and against any claims, liabilities, damages, losses, costs, and expenses arising from your access to or use of the Service, your violation of these Terms, your violation of any law or third-party right, or any content you upload or share through the Service.
Any dispute arising out of or relating to these Terms shall be resolved through final and binding arbitration administered by the American Arbitration Association (AAA) in Fulton County, Georgia, governed by the laws of the State of Georgia.
Class action waiver: any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action. You and LyfeVest expressly waive any right to participate in a class action.
Jury trial waiver: you and LyfeVest hereby waive the right to a trial by jury in any proceeding arising out of or relating to these Terms or the Service.
Opt-out: You may opt out of arbitration within 30 days of first accepting these Terms by emailing Antwan@GetLyfevest.com with your full name, account email, and a clear statement that you wish to opt out.
The Service and all LyfeVest Content is owned by Ferrari Jones Holding LLC DBA LyfeVest and protected by copyright, trademark, and other intellectual property laws. You retain ownership of all content you upload ("User Content") but grant LyfeVest a limited license to store, host, and process your User Content solely to operate and improve the Service.
LyfeVest is provided on an "as-is" and "as-available" basis. We do not guarantee uninterrupted availability or error-free operation. We reserve the right to perform maintenance, modify features, or discontinue the Service at any time. If we discontinue the Service, we will provide reasonable notice and, where feasible, an opportunity to export your data.
You may close your account at any time by following the account deletion process in the Service settings or contacting us at Antwan@GetLyfevest.com. We reserve the right to terminate any account at our sole discretion. Upon termination, your access to the Service will cease and your User Content may be deleted. You are strongly advised to export all important information before terminating your account.
LyfeVest will retain your User Content for as long as your account is active. After account termination, residual copies may remain in backups for up to 90 days before permanent deletion. LyfeVest is NOT a backup or data recovery service. You are solely responsible for maintaining independent backup copies of all important information.
LyfeVest shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including acts of God, war, pandemics, power outages, cyber attacks, telecommunications failures, or failure of third-party service providers.
We reserve the right to modify these Terms at any time. We will notify you of material changes by updating the "Last Updated" date, sending notice to your registered email, and displaying a notice within the Service. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.
These Terms are governed by the laws of the State of Georgia, without regard to conflict of law principles. Subject to the arbitration provision, any litigation shall be brought exclusively in the state or federal courts located in Fulton County, Georgia.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and LyfeVest. If any provision is found invalid or unenforceable, the remaining provisions shall continue in full force. You may not assign these Terms without our prior written consent. LyfeVest may freely assign these Terms.
You understand that LyfeVest is not a medical, legal, or financial service; is not an emergency response service; and that you waive important legal rights including the right to sue in court and the right to a jury trial. You accept the risks of digital data storage and are responsible for the accuracy of your information.
Version 2.0 | Last Updated: February 4, 2026 | Ferrari Jones Holding LLC DBA LyfeVest
Ferrari Jones Holding LLC DBA LyfeVest
P.O. Box 92058, Atlanta, GA 30314
Email: Antwan@GetLyfevest.com
For arbitration opt-out requests, include your full name, account email, and a clear opt-out statement.